The bill ( http://www.ccfj.net/PB09S714.html ) repealing the provision requiring condo owners to provide evidence of a currently effective policy of hazard and liability insurance has been filed.
This was the provision in FS 718 that caused all the excitement:
FS 718.111(11)(g)
2. The association shall require each owner to provide evidence of a currently effective policy of hazard and liability insurance upon request, but not more than once per year. Upon the failure of an owner to provide a certificate of insurance issued by an insurer approved to write such insurance in this state within 30 days after the date on which a written request is delivered, the association may purchase a policy of insurance on behalf of an owner. The cost of such a policy, together with reconstruction costs undertaken by the association but which are the responsibility of the unit owner, may be collected in the manner provided for the collection of assessments in s. 718.116.
The new bill -- H 419 + S 714 -- filed by Representative Ellyn Bogdanoff and Senator Dennis Jones will be effective July 1, 2009 -- if it passes the legislature.
Lines 155 - 165 will delete the provision that is causing such headaches!
Even if the statutes in the moment require such a policy, it's up to the association board to actually enforce this provision. The wording says: "the association may purchase a policy of insurance on behalf of an owner," meaning they can, but they don't have to.
So, how about using some common sense for about 6 month?
Thursday, January 22, 2009
Wednesday, January 21, 2009
THURSDAY FISHING JOKE "Cry"
Henry took his fishing very seriously. One day his young son, David, burst into the house, crying. His mother asked him what the problem was. "Daddy and I were fishing, and he hooked a giant fish. Really big. Then, while he was reeling it in, the line busted and the fish got away."
"Now come on, David," his mother said, "a big boy like you shouldn't be crying about an accident like that. You should have just laughed it off."
"But that's just what I did, mommy."
"Now come on, David," his mother said, "a big boy like you shouldn't be crying about an accident like that. You should have just laughed it off."
"But that's just what I did, mommy."
1923 Thurs Golf joke
In 1923, do you know who was:
* President of the largest steel company?
* President of the largest gas company?
* The greatest wheat speculator?
* President of the Bank of International Settlement?
* The Great Bear of Wall Street?
* President of the New York Stock Exchange?
These men should have been considered some of the world's most successful men. At least, they found the secret of making money. Now almost 80 years later, do you know what became of these men?
* Charles Schwab, president of the largest steel company, died a pauper.
* Edward Hopson, president of the largest gas company, went insane.
* Arthur Cooger,the greatest wheat speculator, died abroad, penniless.
* Cosabee Livermore, president of the BIS, shot himself
* The Great Bear of Wall Street, committed suicide
* Richard Whitney, NYSE president released from prison to die at home
In that same year, 1923, Gene Sarazen won most of the important golf championships, including both the US Open and PGA Championship. He played golf until he was 92 and died in 1999 at the age of 95... and was financially solvent at his death.
Conclusion: Stop worrying about business and start playing more golf!
* President of the largest steel company?
* President of the largest gas company?
* The greatest wheat speculator?
* President of the Bank of International Settlement?
* The Great Bear of Wall Street?
* President of the New York Stock Exchange?
These men should have been considered some of the world's most successful men. At least, they found the secret of making money. Now almost 80 years later, do you know what became of these men?
* Charles Schwab, president of the largest steel company, died a pauper.
* Edward Hopson, president of the largest gas company, went insane.
* Arthur Cooger,the greatest wheat speculator, died abroad, penniless.
* Cosabee Livermore, president of the BIS, shot himself
* The Great Bear of Wall Street, committed suicide
* Richard Whitney, NYSE president released from prison to die at home
In that same year, 1923, Gene Sarazen won most of the important golf championships, including both the US Open and PGA Championship. He played golf until he was 92 and died in 1999 at the age of 95... and was financially solvent at his death.
Conclusion: Stop worrying about business and start playing more golf!
The Villages POA
MISSION STATEMENT OF THE POA
The Property Owners’ Association of the Villages is an independent organization devoted to the home ownership needs and interests of the residents of The Villages.
The Vision/Objective of the POA is to make The Villages an even better place in which to live, where Residents’ Rights are respected, and local government is responsive to the needs and interests of residents.
Specific POA attention is focused on housing, community, neighborhood, and government issues.
The POA serves Villages residents through programs of research, analysis, education, representation, advocacy, and legislative action.
The POA has no ties or obligations to the developer of The Villages that might compromise the POA position or its advocacy of Residents’ Rights.
The POA was founded in 1975 as the original homeowners’ organization in The Villages. Membership is open to all Villages residents.
The Property Owners’ Association of the Villages is an independent organization devoted to the home ownership needs and interests of the residents of The Villages.
The Vision/Objective of the POA is to make The Villages an even better place in which to live, where Residents’ Rights are respected, and local government is responsive to the needs and interests of residents.
Specific POA attention is focused on housing, community, neighborhood, and government issues.
The POA serves Villages residents through programs of research, analysis, education, representation, advocacy, and legislative action.
The POA has no ties or obligations to the developer of The Villages that might compromise the POA position or its advocacy of Residents’ Rights.
The POA was founded in 1975 as the original homeowners’ organization in The Villages. Membership is open to all Villages residents.
Renters can not rent your home
Article Courtesy of SmartMoney
By Brad Reagan
Published January 17, 2009
Renters: neighborhood contagion, or a lifeline to beleaguered homeowners?
In growing numbers of American towns and subdivisions, that question has become anything but academic, as homeowners associations abruptly ban rentals. Blame it on the huge slump in the housing market. For owners who have to move or who own houses as investment properties, short-term rentals can bring in some cash and keep them from having to sell at a big loss.
But instead of greeting renters with hosannas, many towns and subdivisions are barring their doors, arguing that tenants usher in neglect, misbehavior and even violent crime. Almost 60 million Americans live in developments governed by homeowners associations, and by some estimates as many as 40 percent of those communities enforce restrictions that keep owners from becoming landlords.
Indeed, many associations are enacting even tighter anti-renter rules — even in the parts of the country hit hardest by falling prices. Often the backlash comes after the rowdy-tenant threat becomes a reality.
In Sacramento an active-adult community recently erupted into a geriatric war zone over rental rules after tenants got blamed for diapers in the pool and other transgressions. The city of North Las Vegas had so much trouble with crime and vandalism, much of it attributed to renters, that it forbade new home buyers from leasing out their homes within two years of purchase.
By Brad Reagan
Published January 17, 2009
Renters: neighborhood contagion, or a lifeline to beleaguered homeowners?
In growing numbers of American towns and subdivisions, that question has become anything but academic, as homeowners associations abruptly ban rentals. Blame it on the huge slump in the housing market. For owners who have to move or who own houses as investment properties, short-term rentals can bring in some cash and keep them from having to sell at a big loss.
But instead of greeting renters with hosannas, many towns and subdivisions are barring their doors, arguing that tenants usher in neglect, misbehavior and even violent crime. Almost 60 million Americans live in developments governed by homeowners associations, and by some estimates as many as 40 percent of those communities enforce restrictions that keep owners from becoming landlords.
Indeed, many associations are enacting even tighter anti-renter rules — even in the parts of the country hit hardest by falling prices. Often the backlash comes after the rowdy-tenant threat becomes a reality.
In Sacramento an active-adult community recently erupted into a geriatric war zone over rental rules after tenants got blamed for diapers in the pool and other transgressions. The city of North Las Vegas had so much trouble with crime and vandalism, much of it attributed to renters, that it forbade new home buyers from leasing out their homes within two years of purchase.
BULLETIN: : House break in at Lake Ashton Dr.
Sunday Jan 18, A house at the cul-ta-sac next to the golf course near entrance gate was broken into by breaking in the door. Jewelry was stolen. This is the second house on Lake Ashton Drive that has been broken into. Houses are still being broken into but if you ask Joe Hunter he will tell you a different story. Call him at 324-5457. I have called him so many times. I am tired of calling Joe Hunter about the problems here at Lake Ashton. He is never at his desk or he will call you back a few days later just to tell you go see the HOA, CDD or George Flint, or you will see him out on Lake Ashton walking on water. Don't ever expect a straight answer from Joe Hunter. Crime watch is a big joke and they are not doing its job here at Lake Ashton. You will never see stories like Cars or Houses being broken in the LA Times, more articles are written by Tricia Adams (8 or more in the January issue) , not bad for all the money were paying her. The L A Times should be titled Trish Adams News. Try writing a news article and give it to her. I wrote a beautiful article on the Elvis show we had last year and she refuse to published it. Home owners must wake up and see all the problems everywhere here at lake Ashton.
They called the police on me to try to shut me down because they don't want any bad news of houses being broken into, jewelry getting stolen etc, to get around. Enjoy your dinner at the LA grill.
They called the police on me to try to shut me down because they don't want any bad news of houses being broken into, jewelry getting stolen etc, to get around. Enjoy your dinner at the LA grill.
Tuesday, January 20, 2009
Restaurant
It is just a matter of time that the Lake Ashton Grille restaurant will closed its doors for lack of business. They are now closed on Sundays and Mondays. Every time I walk by there are only a few people sitting down having lunch or dinner. If this keeps up there is no way they can stay open with just a few customers. The cost of operating a restaurant is large, the bar is carrying this cost. We enjoy having dinner at the Sizzing Grill on Rt 27, great food, great prices and it comes with large bowl of salad with fresh hot buns.
HOMES
Homes here at Lake Ashton are selling dirt cheap. Would you believe a Magellan Home, one of the largest homes here with 3 bedroom, might be sold for $138,000 from the bank on Lake Harp. The couple are now waiting to hear from the bank. If you are a resident of Lake Ashton, don't think you can sell your home and make a profit, think again. Homes are selling for $100,00 or less from last year price. Everyone is losing their equally.
Wedesday Fishing Joke: "GOD"
A blonde guy gets up really early in the morning to go ice fishing. He goes out onto the ice with his tent, his pick and his fishing rod, and starts to pick at the ice.
Then he hears a big booming voice: "THERE ARE NO FISH UNDER THE ICE."
The guy looks around and then starts to pick at the ice again. Then he hears the voice again: "THERE ARE NO FISH UNDER THE ICE."
Now the guy is getting a little edgy. He looks up toward the sky and thinks to himself, "God, is that you?"
There is no answer, so he starts picking again. The voice bellowed again: "THERE ARE NO FISH UNDER THE ICE."
Then the guy yells, "God, is that you?"
The voice answered, "NO. IT'S THE MANAGER OF THE ICE RINK."
Then he hears a big booming voice: "THERE ARE NO FISH UNDER THE ICE."
The guy looks around and then starts to pick at the ice again. Then he hears the voice again: "THERE ARE NO FISH UNDER THE ICE."
Now the guy is getting a little edgy. He looks up toward the sky and thinks to himself, "God, is that you?"
There is no answer, so he starts picking again. The voice bellowed again: "THERE ARE NO FISH UNDER THE ICE."
Then the guy yells, "God, is that you?"
The voice answered, "NO. IT'S THE MANAGER OF THE ICE RINK."
Wedesday Golf Joke "mulligan"
First Prize winner
Earl won first prize at a Father's Day tournament which was an envelope.
When he opened the envelope, he was very surprised to find a voucher for a free visit to a brothel. He had never been to one before but he decided to go the next day even though he was very nervous.
The girls were very friendly and soon he found a lovely young lady and went with her to her room.
Five minutes later, she came running to the Madam and asked,
"Can you tell me what a Mulligan is?"
Earl won first prize at a Father's Day tournament which was an envelope.
When he opened the envelope, he was very surprised to find a voucher for a free visit to a brothel. He had never been to one before but he decided to go the next day even though he was very nervous.
The girls were very friendly and soon he found a lovely young lady and went with her to her room.
Five minutes later, she came running to the Madam and asked,
"Can you tell me what a Mulligan is?"
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